All cruises are luxurious to some extent, but some include more than others. Here we present the closest things to all-inclusive cruises out of San Francisco.
Regent Seven Seas Cruises are all-inclusive luxury. Your fare includes: unlimited shore excursions, specialty restaurant dining, soft drinks, wine, spirits, gratuities, unlimited wi-fi Internet, transfers between airport and ship, Canyon Ranch SpaClub, and room service. The ships are all-suite and most have private balconies. Regent offers cruises from San Francisco to Alaska and New York.
Oceania Cruises is very close to a true all-inclusive luxury cruise line. What's included? Internet, specialty restaurant dining, soft drinks, bottled water, coffee, room service, and Canyon Ranch SpaClub Terrace. Wine, beer and spirits are an additional charge. Oceania cruises from San Francisco to Alaska and through the Panama Canal.
Crystal Cruises calls itself "all-inclusive" but it's not quite. Specialty restaurants and the spa are an additional fee. On the other hand, included in your fare are: gratuities for most service staff, wine and spirits at the bars, bottled water and soft drinks, enrichment classes, fitness services, entertainment, and afternoon tea. Crystal offers cruises to Hawaii and Florida from San Francisco.
Cunard Line is also not all-inclusive, although it is a traditional luxury line. Included: dining at the main restaurants and buffets, room service, afternoon tea, live entertainment, and the gym. Available for an additional fee: spa, drinks, and specialty restaurants. Cunard cruises from San Francisco to Australia, Japan and Florida.